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Elastic and Inelastic Demand
By: James Hong Demand elasticity is a key concept in economics that explains how consumers respond to changes in price. Specifically, price elasticity of demand measures how much the quantity demanded of a good changes when its price changes. Some goods experience large changes in demand when prices rise or fall, while others see very little change. These differences are described as elastic and inelastic demand, and they play an important role in pricing and business decisio
James Hong
Feb 72 min read


Why Most Businesses Fail to Scale
By: Shiv Mehta Many businesses fail not because the idea is bad, but because the system behind it wasn't built to scale. Early success often comes from hustle, like founders doing it all themselves, making quick decisions, and manually solving problems. The issue is that raw hustle doesn't scale, systems do. Businesses that grow sustainably focus early on repeatability. This means building processes that can be performed the same way no matter the customer count being 10 or 1
Shiv Mehta
Feb 71 min read


Amazon vs Walmart: Digital Platforms and the Economics of Scale
By: James Hong Introduction One big idea drives today's shopping world - where does strength lie, in online systems or huge stores? Amazon versus Walmart shows how two giants answer that differently. Each pulls in more than five hundred billion yearly, yet their paths diverge sharply. Looking at them between 2021 and 2023 reveals distinct patterns. Figures on money flow, workers, and output were pulled straight from official reports filed with U.S. regulators, from the Bureau
James Hong
Feb 73 min read


Goldman Sachs vs JP Morgan Chase: The Tradeoff between Elite Finance and Scale
By: Shiv Mehta Introduction JPMorgan Chase and Goldman Sachs are two of the world’s largest banks, so when I began researching these financial giants, I wanted to answer a simple question: is it better to be the best at one thing, or to do many things well? JPMorgan and Goldman Sachs provide the perfect comparison to explore this idea. Both institutions play a major role in global finance, yet they follow extremely different business strategies. Goldman Sachs focuses on serv
Shiv Mehta
Jan 184 min read


Beyond the Melody: Finding Your Note in the Music Industry
By: Chelsy Ovilla Music melodies, harmonies, and lyrics shape the world around us. Each note holds its own creative identity, making music one of the most expressive art forms globally. However, with thousands of songs released daily, even the most unique sound can easily go unnoticed. Social media introduces artists to the public, but the challenge is being remembered. This creates a question for emerging artists: would you rather be remembered for one viral moment, or becom
Chelsy Ovilla
Jan 173 min read


The Rise of Behavioral Finance: How Psychology Shapes Money Decisions
Introduction Traditional finance has long assumed that people make rational decisions about money. According to classical economic theory, people carefully weigh costs and benefits to choose the option that maximizes their wealth. Real humans rarely act this way. We overspend, panic-sell stocks, fall for scams, and make emotional choices. These real-world patterns gave rise to a more nuanced view: behavioral finance, a field that melds psychology and economics to explain why
Aamya Sachdeva
Nov 21, 20252 min read


Why ESG Investing Isn’t Just a Trend, It’s a Climate Call
It’s a blazing summer, and whether you're melting in New Jersey or sweating through Spain, one thing is becoming harder to ignore: climate change. While most people think about reusable bags or cutting down on plastic, there’s another powerful place where eco-conscious decisions can happen—your stock portfolio with ESG investing. But what exactly are ESG stocks? And are they really helping the planet, or just pretending to? What Are ESG Stocks? Let’s break it down: ESG stands
Aamya Sachdeva
Nov 21, 20253 min read


The Influence of Executive Cognitive Load and Stress on Corporate Financial Decision-Making and Risk Management.
Research Question: How does cognitive load and chronic stress influence corporate financial decision-making, and what organizational strategies can mitigate these effects? Authors: Pranaya Sharma, Ellie Williams Table Of Contents: 1. Abstract 2. Introduction 3. Literature Review 4. Methodology 5. Results 6. Discussions 7. Conclusion 8. Acknowledgements 9. References Abstract The quality and accuracy of corporate financial decisions along with organizational risk manageme
Pranaya Sharma
Nov 21, 202513 min read


The Real Impact of Fast Fashion
People often buy a shirt thinking that the only cost is the price on the tag. But did you know there are hidden costs behind every price of clothing we buy? The fast fashion industry may offer cheap clothes, but it comes with a high price for people, the environment, and our future. Today, many clothing shops no longer change their collections every season; instead, they change them every week. This cycle causes the overproduction of clothing, which would lead to too much har
Valerie Ongchanhoi
Nov 21, 20252 min read


The Dangers of Impulse Buying and How to Prevent It
What is Impulse Buying? Have you ever bought something without thinking and later regretted it? This is an example of an impulse behavior, and this habit is very difficult to stop. In today’s world of online shopping, flash sales, and endless advertisements, it’s easy to fall into the trap. Plus, there are still other factors like peer pressure and social media, which can cause emotional triggers like stress or boredom, and can push people to spend money they didn't plan to u
Valerie Ongchanhoi
Nov 21, 20252 min read


What Immigrant Families Teach About Money
For many immigrant families, financial lessons are woven into daily life rather than learned in a classroom. These lessons emerge from necessity, resilience, and adaptation. The challenges of starting over in a new country (navigating unfamiliar banking systems, building credit from scratch, or simply stretching limited resources) create an environment where practical financial knowledge becomes indispensable. Children growing up in such households often absorb these lessons
Manha Shaik
Nov 21, 20253 min read


The Hidden Cost of Fashion
Fast fashion has changed the way we shop. Trendy clothes appear quickly in stores at low prices, encouraging frequent purchases. However, the real cost of these items extends far beyond the price tag. Economically, fast fashion depends on high-volume production in countries with cheap labor. While this keeps prices low for shoppers, it also undercuts local industries in wealthier countries and often relies on labor conditions that would be unacceptable at home. The environmen
Manha Shaik
Nov 21, 20251 min read


Economic Implications Of AI In The Workforce
Could robots be a replacement for your job, or perhaps the reason you will have a job? With automation changing the workforce and the...
Tanmay Revuri
Oct 6, 20255 min read


Sickle Cell Disease: Disproportionate Impact, Medical Neglect, and the Urgent Need for Change
By: Ahmir Davis, August 2nd 2025 Sickle cell is one of the greatest challenges presented to modern medicine not only because of its...
Ahmir Davis
Sep 6, 20255 min read


How Paper Money Changed The World
Introduction: Money is something we all use every day but it wasn’t always in the form we know now. Before paper bills people traded...
Gurkirat Singh Arneja
Aug 12, 20252 min read


The Growth of Capital Markets Through History
Capital markets are places where people and companies buy and sell things like stocks and bonds. These markets help raise money and...
Gurkirat Singh Arneja
Aug 5, 20252 min read


Teen Investing
Learn about teen investing via our collab with Business Blueprint!
The Business Blueprint
Aug 3, 20255 min read


Why Budgeting Isn’t Just for “Broke” People: A Fresh Take on Financial Literacy
When people hear the word budget , they often imagine spreadsheets filled with doom, sacrifice, and cutting back on coffee. For some,...
Naisha
Jul 8, 20252 min read


Budget Like a Boss
Do you want to budget like a boss? We got you! Read this blog to find more about cool, aesthetic, and functional saving apps
Sunny
Aug 3, 20242 min read
About Blogs
Hey. If you have any comments on a new product, company, or a recent event in the business world, please share them on the blog. You will...
FinanciallyLit
Jul 12, 20241 min read
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